Insurance Declaration
I also declare that I have received a copy of the Policy document, read the information
concerning the duty to take reasonable care not to misrepresent and other important
notices, answered every question fully and frankly, either completed this form
personally, or if it has been completed by someone else, I have checked that the
questions have been fully and accurately answered.
Please be advised that the initial approval of this application is based on the
information provided and that if additional information is required, you may be
contacted by the insurer.
PLEASE NOTE: This application and any quote given is subject to full assessment by the
Insurer. Any failure to provide the correct information may give the Insurer the right
to deny any claim.
Your Duty to take Reasonable Care not to Misrepresent
You have a duty to take reasonable care not to make any misrepresentation when entering
into, varying, extending or renewing the Policy.
This means that it is essential that You respond to specific questions that We ask
honestly and to the best of your knowledge, including where We ask You to confirm or
update information that You have previously given to US when entering into, varying,
extending or renewing the Policy.
To assist You with providing Us with honest and accurate responses to any questions We
ask of You, We have endeavoured to ensure that any question We ask are clear and easy to
understand. Further, where possible, We have also included examples of the types of
responses We are looking for when asking a particular question.
If You are unclear of any particular question or would like us to explain it to you,
please get in touch with us and we will explain this to you.
In determining whether You have fulfilled this duty to take reasonable care not to make
a misrepresentation to Us, We will consider all of the relevant circumstances of a
particular case. If You do not respond honestly and accurately to specific questions
that We ask, We may (acting reasonably) cancel Your contract or reduce the amount We
will pay You if You make a claim, or both. It is therefore vital that you be honest and
specific in Your responses. If Your failure to tell Us is fraudulent, We will refuse to
pay a claim and treat the Policy as if it never existed (this does not mean that We will
refund any premiums that You have already paid).
ADDITIONAL INFORMATION
Should there not be enough room to provide your answers to the questions herein, please
provide your response in a separate document attaching and forming part of this
application for insurance.
PRIVACY ACT 1988
Pay@bility is committed to protecting your privacy and the confidentially and security
of personal information provided by you to us. We are therefore bound by the National
Privacy Principles and the Privacy Act 1988 (Cth).
Information We Collect
All the information that we ask for is required for us to effectively coordinate your
vehicle insurance and to provide you with the benefits available to you as part of the
Pay@bility Fleet Management package.
Right of Access
You have the right to access any such information held by Pay@bility that relates to you
and to collect any information that is inaccurate. If you object to us using the
information as described you can advise us at any time by writing to:
pay@bility.com.au.
Permission
I give express permission to receive Product Disclosure Statements and/or other relevant
documentation electronically.